• The Member Accident Protection Program is NOT a substitute for health insurance. It provides NO protection for sickness or illness. Every member of the fraternity must be certain that they obtain health insurance coverage from their parents or other source.
• Coverage applies to students enrolled at universities/college within the United States only. Coverage will not apply in Canadian provinces.
• The policy requires reporting a covered accidental injury within 180 days of the original injury. A delay in reporting can cause your claim to be denied or have your benefit payments delayed.
• When you call to report a claim, you will need to reference that you are reporting this claim as a member of the fraternity program and provide the name of the fraternity and the university/college at which you are a member.

All eligible undergraduate members and associate members/pledges of the fraternity are insured for covered accidental injuries which are incurred while the policy is in force and occur while:

• In good standing with the fraternity
• Enrolled as a student at an institution of higher learning where there is an undergraduate chapter of the fraternity