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Builders Risk

Unmatched Protection for Every Construction Project

Build with confidence from the ground up. Holmes Murphy Builders Risk Insurance is specifically designed for properties under construction, providing tailored coverage for any type of project requiring All Risk Coverage (Buildings – ground up or renovation), solar/wind, infrastructure and more!

Whether it’s on-site, in transit, or in temporary storage, we ensure your materials, labor cost and profit are protected during the construction phase. With rising costs, labor shortages, and complex risks in construction, our specialized coverage mitigates financial losses, keeping your project on schedule and secure.

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With You Every Step

  • Early Engagement With Clients
    Getting involved early gives us the best opportunity to negotiate with our partner underwriters, ensuring that your timeline is met with the best terms and conditions available.
  • Market Intel
    Carriers specialize in different types of risk. Whether its Frame, Solar, Renovation, or Infrastructure, our team understands the underwriting process to make the engagement as seamless as possible.
  • Efficient Communications
    Our team’s extensive underwriting background and expertise allows us to quickly take your project information and equate in to market estimates.
Comprehensive Builders Risk Solutions

Holmes Murphy provides tailored builders’ risk insurance to cover every stage of your construction project, from groundbreaking to completion. Our policies will protect against direct costs and exposures such as: labor, materials, and owner-supplied equipment.

Additionally, if a covered event delays your project, soft costs covering additional insurance, legal fees, construction finance fees and/or loss of revenue and rental income can be purchased to cover the additional unexpected exposure. This assists in getting the project back on track with limited additional project cost.

We partner with you early on to address these exposures upfront, saving time and money in the event of a claim.

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Get in touch with our team of builders’ risk specialists today!
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Builders Risk FAQs

What is builders’ risk insurance, and why do I need it?

Builders’ risk insurance protects your construction project from physical damage, like fire, theft, and weather damage. It ensures financial stability by covering potential losses during construction, making it essential for both general contractors and owner/developers.

What does builders’ risk insurance cover?

Builders risk insurance covers damage to materials, labor, or profit during the construction phase. It also includes coverage for delays caused by unforeseen physical damage events, helping you manage costs and timelines effectively.

How does Holmes Murphy’s builders risk specialization benefit my project?

Our expertise ensures that your policy is customized for your project as all projects differ and no Builders Risk carrier has the same form. This helps to avoid coverage gaps, protect against delays, and address the specific risks of your project. We partner with you from start to finish, safeguarding your investment.

Construction Resources

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Claims Advocacy

Our Claims Advocacy team provides support, guidance, and peace of mind knowing you’ll receive effective claim service and advocacy focused on achieving the best possible outcome every time.
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Risk & Safety

Our dedicated team of Construction Risk & Safety Consultants have the expertise you need to assist you in managing risk.
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HardHat Health Initiative

Get access to resources for supporting the mental health of your employees.
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Continued Education

Grow your knowledge and career with our library of IACET-accredited courses.